Conventional: For people with good credit that want the best rate available.

Cash Out: You use the equity accumulated in your home for other needs, such as: tax payments, medical bills, college tuition, debt consolidation, home improvements, swimming pools, patios or deck, new car or boat, vacations, weddings, honeymoons, marital buyouts and deed transfers. There are funds available for almost any purpose. 

Bad Credit: For people with credit problems that may range from several late payments, charge offs and judgments to tax liens, foreclosure and bankruptcy. We have lenders that offer special programs for individuals with this type of credit.

No Doc: For people in business that don’t receive a regular paycheck or W2 or are unable to document their income for whatever reason, pending state guidelines.

Small Down Payment: For people that do not have a lot of money saved for a down payment or closing costs.